P2P Lending Software Development

P2P Lending Software Development

Automate peer-to-peer lending processes with customized loan management solutions. Improve customer onboarding, facilitate transactions & build the bridge between borrowers and investors by implementing cutting-edge P2P lending platform software. Take your business to the next level and optimize lending operations with the Jappware development team.

$317MRaised by our clients
$501KSaved expenses
326MUsers migrated online
705%Increased conversion rate

Awards & Certifications

csm
lean
nn ux certified
Clutch
goodfirms
Clutch Global
Clutch Champion

Reviews

Patrick Kellenberger
Patrick Kellenberger
5.0

Thanks to Jappware’s efforts, 150 of the top tech companies in the US are now using the platform. The team is responsive, efficient, and understanding; they give solid recommendations and never miss a deadline. Overall, they’ve met the client's goals and created something special.

Dirk Dorsch
Dirk Dorsch
5.0

Jappware is able to consistently deliver high-quality features for the product and resolve complex issues. The team is organized and communicative, and internal stakeholders are particularly impressed with the vendor's vast technical experience and results-driven approach.

 Ivo Schmiedt
Ivo Schmiedt
5.0

Jappware’s team thinks critically and asks relevant questions to ensure their deliverables match the client's project goals. They’re excellent partners and dedicate one developer to each project so they can fully address the client's needs. 

Luke Saint
Luke Saint
5.0

Despite not working in the mortgage industry previously, Jappware has acclimated to the project effectively. This has allowed them to deliver the functionality required. They communicate clearly, even with non-technical people, and provide top-level project management.

Cliff McBride
Cliff McBride
5.0

Jappware has received highly positive feedback about their deliverables. The Chrome extension is the most used piece of software by the client. They have great communication skills and are very responsive. Their consistent flexibility has made for a successful relationship.

Eckhard Ortwein
Eckhard Ortwein
5.0

The platform has been very well received by their client’s customers, and the ongoing service they provide completely exceeds both internal and external expectations. The Jappware team is communicative and creative, coming up with their own ideas and acting as a sounding board for new components.

Let's Talk about your P2P Lending Software!

P2P Lending Software Development Services That We Offer

Customer OnboardingBenefit from a scalable and user-friendly P2P lending platform. The convenient registration process for borrowers and lenders with optimized KYC/AML to check the trustworthiness of customers for loan application or investor onboarding, as well as the creation of portals for managing payments, connecting wallets, and other useful features, all this allows increasing customer onboarding.
Personal DashboardsImprove your clients' loan and investment monitoring processes by implementing personal dashboards that provide easy-to-use mission control centers. By customizing dashboards to specific parameters, customers can effectively monitor their transactions, conduct wallet operations, and manage account security using your peer-to-peer lending platform.
Loan CalculatorThe loan calculator feature is a valuable tool for borrowers to make informed decisions when it comes to loan applications. The calculator allows them to forecast expenses, thereby making the necessary changes to loan repayment and business strategies.
Payment Processing AutomationAutomate payment processing by integrating loan management software with different payment gateways for increased versatility and efficiency. With the ability to support multiple payment methods, including crypto, and automate the processing of fees and charges, financial transactions become simpler and more convenient for users.
Digital WalletsAdd an extra layer of security between the platform and the client’s bank account by implementing the support of digital wallets, where funds can be safely stored until the repayment date during the entire financing period. Digital wallets are an effective tool that allows lenders to issue money to selected borrowers, as well as conduct internal transfers and add other financing methods.
Lender and Borrower ManagementEnhance your lender & borrower management by providing P2P platform administrators with advanced tools to view information, loans, and payouts, as well as update KYC and registration status and even create investments on behalf of the lender.
Faster KYC/AML VerificationSpeed ​​up KYC and AML verification of customers and comply with regulations using advanced tools. Set up specific user requirements, implement artificial intelligence for data verification, and quickly pre-qualify clients based on predefined parameters. You can also automate processes by integrating with third-party KYC/AML providers.
Full-Cycle Loan AutomationAutomate the entire lending process from loan application to repayment to benefit from streamlined operations, reduce risks, and increase the overall efficiency of your lending business. Improved user experience for both borrowers and lenders, automated reports, online application forms & verifications, risk profiling, loan matching and document processing, and many other useful tools, all provide a number of valuable features, enabling lenders to make informed decisions and helping you maintain the competitive edge that is possible with a full-cycle loan automation service.
Credit Scoring via Third-PartySeamless integration of the P2P lending platform with third-party services allows using scoring systems to provide automated and smart credit scoring. Borrower evaluation, decision-making, fraud protection, and other tasks can be performed automatically, saving resources and increasing efficiency.
Fully-Fledged Admin BackofficeExpand the capabilities of your crowdfunding platform by implementing a multi-functional admin panel. It provides more efficient management of investors and borrowers, campaign monitoring, and allows you to set up fees, KYC status updates, control access rights, and perform a number of other tasks. By having a full-fledged administrative back office, you can add additional functionality to the existing platform.

P2P Lending Software Development Process

Striving for efficiency and convenience, we offer our clients a clear development process that consists of several stages. At each step, we actively communicate and collaborate with companies to ensure compliance with project requirements and the high quality of the final product. Our development process includes:

  • Requirements Analysis. The first stage is to assess the project's requirements and the needs of your audience. By analyzing borrowers and lenders, competitors, and market trends, we determine the functional requirements for software that must be implemented to ensure competitive advantages.
  • Conceptualization. The next stage is conceptualization. Based on the project requirements, we select a set of functions, software architecture, UX/UI design for specific platform roles, technologies & tools, and design integration with your and third-party systems.
  • Planning. At this stage, our team plans the workflow and determines the budget and timeframe for the project, as well as possible risks and ways to minimize them.
  • Development. Based on the collected information, project requirements, and plan, we develop the backend and frontend, create code, and conduct testing, as well as set up data storage.
  • Integrations. The development team integrates your system with existing software and third-party tools and conducts testing to ensure a seamless and stable integration.
  • Launch. The last stage is the release of the product. We perform the final configuration of the platform infrastructure, as well as backup and recovery procedures, and then launch your software.
  • Support & Maintenance. After the product is launched, our team continues to support your software by releasing patches, adding new features, and fixing bugs.

Advantages of Custom Peer-to-Peer Lending Software

Building custom solutions with a P2P lending platform development company provides several competitive advantages for all parties involved. Using dedicated peer-to-peer lending software you can enjoy benefits such as:

  • Flexible Loan Terms. Custom software allows you to easily customize various parameters, including interest rate, loan size, and repayment terms, for both business loans and personal loans.
  • Process Automation. Custom solutions can automate loan origination, including application evaluation, loan approval and loan servicing, thereby significantly increasing the platform's efficiency.
  • Personalized Loan Offerings. Custom software allows you to analyze borrower data and create customized offers, increasing the chances of approval and leading to customer satisfaction.
  • Enhanced Opportunities for Private Lenders. The custom platform provides lenders with advanced tools to manage their loan portfolio and assess risks.
  • Improved Risk Management. Custom software includes advanced credit scoring algorithms, helping to minimize risks for lenders when issuing loans.

We Offer Custom Peer-to-Peer Lending Software Solutions for:

01Micro finance
02Banks
03Ecommerce financing
04POS lending
05Crypto lending
06Credit unions
07Auto financing
08Consumer lending
09Student loans

Stories & Case Studies

Technologies We Use

Jenkins
Playwright
Storyblock
Tailwind
Sketch
JS
React
NodeJS
Java
Python
MongoDB
PostgreSQL
Spring Boot

Why Choose Us

Jappware offers more than just solutions. As a qualified P2P lending platform development company, we are primarily focused on building long-term partnerships.

Using our industry knowledge and skills in developing custom solutions for a wide range of clients, we know that the launch of a product is not the end, but only the beginning. After all, the most important thing is how exactly your clients will be able to use the product to achieve their goals and what experience you can provide.

When planning projects with us, you get a dedicated crew of developers, designers, and testers with experience in software development at your disposal. The Jappware team will go all the way from proof of concept to support the finished product with you.

We offer a variety of services to ensure you will get exactly what you need to achieve your business goals. Moreover, our developers can build unique features to make your product stand out.

By choosing Jappware, you do not hire a third-party company, but expand your own, cooperating with industry professionals!

Services We Offer

FAQs

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